Pennsylvania Home Buyer

Maximum sales price with minimum down payment

The FHA loan program does not have a "maximum" sales price, just a maximum loan amount. the maximum insurable FHA mortgage is based on the appraised value or sales price whichever is lower. The maximum FHA loan amounts are set annually by Congress. The maximum loan amounts can vary by US county.

So what is the maximum sales price without laying out a larger down payment? In other words, what is the maximum sales price with the minimum down payment. Learn more about the FHA loan program with this link: FHA Home Loan

FHA Loan Questions: 

Do houses have to be FHA approved?

Yes, the house (or condo) must meet FHA appraisal (livability) guidelines

Do I have to escrow with an FHA loan?

Yes

Do you have to get a home inspection with an FHA loan?

No, but the Federal Housing Administration strongly recommends a home inspection prior to closing/settlement.

Do you need a termite inspection for an FHA loan?

Yes

Are FHA home loans only for first time home buyers?

No, anyone who meets the credit, income, employment guidelines may obtain an FHA home loan regardless of whether the applicant owned a home previously.

Maximum Sales Price With Minimum Down Payment of 3.5%
Pennsylvania County 1 - Family 2 - Family 3 - Family 4 - Family
Adams County $280,881 $359,585 $434,637 $540,155
Allegheny County $280,881 $359,585 $434,637 $540,155
Armstrong County $280,881 $359,585 $434,637 $540,155
Beaver County $280,881 $359,585 $434,637 $540,155
Bedford County $280,881 $359,585 $434,637 $540,155
Berks County $280,881 $359,585 $434,637 $540,155
Blair County $280,881 $359,585 $434,637 $540,155
Bradford County $280,881 $359,585 $434,637 $540,155
Bucks County $393,264 $503,420 $608,549 $756,269
Butler County $280,881 $359,585 $434,637 $540,155
Cambria County $280,881 $359,585 $434,637 $540,155
Cameron County $280,881 $359,585 $434,637 $540,155
Carbon County $316,995 $405,803 $490,518 $609,585
Centre County $280,881 $359,585 $434,637 $540,155
Chester County $393,264 $503,420 $608,549 $756,269
Clarion County $280,881 $359,585 $434,637 $540,155
Clearfield County $280,881 $359,585 $434,637 $540,155
Clinton County $280,881 $359,585 $434,637 $540,155
Columbia County $280,881 $359,585 $434,637 $540,155
Crawford County $280,881 $359,585 $434,637 $540,155
Cumberland County $280,881 $359,585 $434,637 $540,155
Dauphin County $280,881 $359,585 $434,637 $540,155
Delaware County $393,264 $503,420 $608,549 $756,269
Elk County $280,881 $359,585 $434,637 $540,155
Erie County $280,881 $359,585 $434,637 $540,155
Fayette County $280,881 $359,585 $434,637 $540,155
Forest County $280,881 $359,585 $434,637 $540,155
Franklin County $280,881 $359,585 $434,637 $540,155
Fulton County $280,881 $359,585 $434,637 $540,155
Greene County $280,881 $359,585 $434,637 $540,155
Huntingdon County $280,881 $359,585 $434,637 $540,155
Indiana County $280,881 $359,585 $434,637 $540,155
Jefferson County $280,881 $359,585 $434,637 $540,155
Juniata County $280,881 $359,585 $434,637 $540,155
Lackawanna County $280,881 $359,585 $434,637 $540,155
Lancaster County $280,881 $359,585 $434,637 $540,155
Lawrence County $280,881 $359,585 $434,637 $540,155
Lebanon County $280,881 $359,585 $434,637 $540,155
Lehigh County $316,995 $405,803 $490,518 $609,585
Luzerne County $280,881 $359,585 $434,637 $540,155
Lycoming County $280,881 $359,585 $434,637 $540,155
Mckean County $280,881 $359,585 $434,637 $540,155
Mercer County $280,881 $359,585 $434,637 $540,155
Mifflin County $280,881 $359,585 $434,637 $540,155
Monroe County $280,881 $359,585 $434,637 $540,155
Montgomery County $393,264 $503,420 $608,549 $756,269
Montour County $280,881 $359,585 $434,637 $540,155
Northampton County $316,995 $405,803 $490,518 $609,585
Northumberland County $280,881 $359,585 $434,637 $540,155
Perry County $280,881 $359,585 $434,637 $540,155
Philadelphia County $393,264 $503,420 $608,549 $756,269
Pike County $648,187 $829,819 $1,003,057 $1,246,554
Potter County $280,881 $359,585 $434,637 $540,155
Schuylkill County $280,881 $359,585 $434,637 $540,155
Snyder County $280,881 $359,585 $434,637 $540,155
Somerset County $280,881 $359,585 $434,637 $540,155
Sullivan County $280,881 $359,585 $434,637 $540,155
Susquehanna County $280,881 $359,585 $434,637 $540,155
Tioga County $280,881 $359,585 $434,637 $540,155
Union County $280,881 $359,585 $434,637 $540,155
Venango County $280,881 $359,585 $434,637 $540,155
Warren County $280,881 $359,585 $434,637 $540,155
Washington County $280,881 $359,585 $434,637 $540,155
Wayne County $280,881 $359,585 $434,637 $540,155
Westmoreland County $280,881 $359,585 $434,637 $540,155
Wyoming County $280,881 $359,585 $434,637 $540,155
York County $280,881 $359,585 $434,637 $540,155