Pennsylvania Home Buyer

Median household income for Pennsylvania


Many Pennsylvania banks provide "special financing" for home buyers whose household incomes is at or below the county median income limits.

The reason is due to the Community Reinvestment Act (CRA). The CRA mortgage programs are targeted to low to moderate income borrowers/households. Each bank's program is different and it might be worth a little time to see if you can arrange special financing for your home if your income falls below the income limits below.

You might find that some banks offer a lower down payment, lower interest rate, lower closing costs or perhaps some grant money. Understand that household income means the income of ALL members who will occupy the home after closing . . . not just the names on the mortgage. So if your children, have some income, that's part of the "household income". If grandma will live with you and grandma receives social security, pension, etc., that's part of it as well.

Many banks will also permit home buyers to participate in their CRA mortgages if they purchase a home in a low to moderate areas.

Pennsylvania CountyMetropolitan Statistical Area (MSA) HUD Median Income
Adams County, PaNON METRO AREA 68,300
Allegheny County, PaPittsburgh, PA 64,900
Armstrong County, PaPittsburgh, PA 64,900
Beaver County, PaPittsburgh, PA 64,900
Bedford County, PaNON METRO AREA 55,600
Berks County, PaReading, PA 68,000
Blair County, PaAltoona, PA 55,600
Bradford County, PaNON METRO AREA 55,600
Bucks County, PaPhiladelphia-Camden-Wilmington, PA-NJ-DE-MD 81,500
Butler County, PaPittsburgh, PA 64,900
Cambria County, PaJohnstown, PA 52,400
Cameron County, PaNON METRO AREA 55,600
Carbon County, PaAllentown-Bethlehem-Easton, PA-NJ 73,300
Centre County, PaState College, PA 68,200
Chester County, PaPhiladelphia-Camden-Wilmington, PA-NJ-DE-MD 81,500
Clarion County, PaNON METRO AREA 55,600
Clearfield County, PaNON METRO AREA 55,600
Clinton County, PaNON METRO AREA 55,600
Columbia County, PaNON METRO AREA 56,200
Crawford County, PaNON METRO AREA 55,600
Cumberland County, PaHarrisburg-Carlisle, PA 73,500
Dauphin County, PaHarrisburg-Carlisle, PA 73,500
Delaware County, PaPhiladelphia-Camden-Wilmington, PA-NJ-DE-MD 81,500
Elk County, PaNON METRO AREA 56,100
Erie County, PaErie, PA 58,700
Fayette County, PaPittsburgh, PA 64,900
Forest County, PaNON METRO AREA 55,600
Franklin County, PaNON METRO AREA 64,200
Fulton County, PaNON METRO AREA 57,400
Greene County, PaNON METRO AREA 55,600
Huntingdon County, PaNON METRO AREA 55,600
Indiana County, PaNON METRO AREA 55,600
Jefferson County, PaNON METRO AREA 55,600
Juniata County, PaNON METRO AREA 55,600
Lackawanna County, PaScranton--Wilkes-Barre, PA 58,900
Lancaster County, PaLancaster, PA 69,500
Lawrence County, PaNON METRO AREA 55,800
Lebanon County, PaLebanon, PA 65,700
Lehigh County, PaAllentown-Bethlehem-Easton, PA-NJ 73,300
Luzerne County, PaScranton--Wilkes-Barre, PA 58,900
Lycoming County, PaWilliamsport, PA 54,800
Mckean County, PaNON METRO AREA 55,600
Mercer County, PaYoungstown-Warren-Boardman, OH-PA 55,700
Mifflin County, PaNON METRO AREA 55,600
Monroe County, PaNON METRO AREA 68,900
Montgomery County, PaPhiladelphia-Camden-Wilmington, PA-NJ-DE-MD 81,500
Montour County, PaNON METRO AREA 62,600
Northampton County, PaAllentown-Bethlehem-Easton, PA-NJ 73,300
Northumberland County, PaNON METRO AREA 55,600
Perry County, PaHarrisburg-Carlisle, PA 73,500
Philadelphia County, PaPhiladelphia-Camden-Wilmington, PA-NJ-DE-MD 81,500
Pike County, PaNew York-Northern New Jersey-Long Island, NY-NJ-PA 81,300
Potter County, PaNON METRO AREA 55,600
Schuylkill County, PaNON METRO AREA 55,700
Snyder County, PaNON METRO AREA 55,600
Somerset County, PaNON METRO AREA 55,600
Sullivan County, PaNON METRO AREA 55,600
Susquehanna County, PaNON METRO AREA 55,600
Tioga County, PaNON METRO AREA 55,600
Union County, PaNON METRO AREA 58,300
Venango County, PaNON METRO AREA 55,600
Warren County, PaNON METRO AREA 55,600
Washington County, PaPittsburgh, PA 64,900
Wayne County, PaNON METRO AREA 56,100
Westmoreland County, PaPittsburgh, PA 64,900
Wyoming County, PaScranton--Wilkes-Barre, PA 58,900
York County, PaYork-Hanover, PA 70,300







How much does it cost to buy a house in Pennsylvania?

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First time home buyer classes listed by county



Learn about Pennsylvania's home buying programs. Read more

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