Pennsylvania Home Buyer

USDA Income Limits for Pennsylvania Counties

Looking for the 2013 USDA income limits for Pennsylvania counties? Look no further, here they are. Does your annual income exceed these limits? The USDA home loan allows for "adjustments" to these income limits. Eligibility income includes all income (salary, tips, bonus, overtime, alimony, child support, etc..) received by the applicant and co-applicant(s). This income is used to calculate qualifying ratios.

USDA Income Adjustments:

  • Each minor child under 18 years of age - subtract $480 per child
  • Each disabled or handicapped individual who is not the applicant or co applicant - subtract $480 for each disabled or handicapped individual
  • Each full time student 18 years or older - subtract $480 for each full time student
  • Each elderly (62 years of age or older) or disabled applicant - subtract $400 for each elderly (62 years of age or older)
  • Medical expenses for any elderly family member - Total that exceeds 3% of gross annual income
  • Child care expenses for children 12 years old or under - Actual cost of care, supported by full documentation of cost

Use the USDA loan calculator to estimate the USDA mortgage amount and monthly payment. Learn more about the USDA loan program on the USDA page.

Guaranteed Rural Housing Income Limits
PA County 1 - 4 person household 5 - 8 person household
Adams County $78,550 $103,700
Allegheny County $74,750 $98,650
Armstrong County $74,750 $98,650
Beaver County $74,750 $98,650
Bedford County $74,750 $98,650
Berks County $78,200 $103,200
Blair County $74,750 $98,650
Bradford County $74,750 $98,650
Bucks County $93,450 $123,350
Butler County $74,750 $98,650
Cambria County $74,750 $98,650
Cameron County $74,750 $98,650
Carbon County $84,300 $111,300
Centre County $78,400 $103,500
Chester County $93,450 $123,350
Clarion County $74,750 $98,650
Clearfield County $74,750 $98,650
Clinton County $74,750 $98,650
Columbia County $74,750 $98,650
Crawford County $74,750 $98,650
Cumberland County $84,550 $111,600
Dauphin County $84,550 $111,600
Delaware County $93,450 $123,350
Elk County $74,750 $98,650
Erie County $74,750 $98,650
Fayette County $74,750 $98,650
Forest County $74,750 $98,650
Franklin County $74,750 $98,650
Fulton County $74,750 $98,650
Greene County $74,750 $98,650
Huntingdon County $74,750 $98,650
Indiana County $74,750 $98,650
Jefferson County $74,750 $98,650
Juniata County $74,750 $98,650
Lackawanna County $74,750 $98,650
Lancaster County $79,950 $105,550
Lawrence County $74,750 $98,650
Lebanon County $75,550 $99,750
Lehigh County $84,300 $111,300
Luzerne County $74,750 $98,650
Lycoming County $74,750 $98,650
Mckean County $74,750 $98,650
Mercer County $74,750 $98,650
Mifflin County $74,750 $98,650
Monroe County $79,200 $104,550
Montgomery County $93,450 $123,350
Montour County $74,750 $98,650
Northampton County $84,300 $111,300
Northumberland County $74,750 $98,650
Perry County $84,550 $111,600
Philadelphia County $93,450 $123,350
Pike County $78,400 $103,500
Potter County $74,750 $98,650
Schuylkill County $74,750 $98,650
Snyder County $74,750 $98,650
Somerset County $74,750 $98,650
Sullivan County $74,750 $98,650
Susquehanna County $74,750 $98,650
Tioga County $74,750 $98,650
Union County $74,750 $98,650
Venango County $74,750 $98,650
Warren County $74,750 $98,650
Washington County $74,750 $98,650
Wayne County $74,750 $98,650
Westmoreland County $74,750 $98,650
Wyoming County $74,750 $98,650
York County $80,850 $106,700
Income limits subject to change, for current income limits, check the USDA website at http://www.rurdev.usda.gov/pa





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