Pennsylvania Home Buyer

2015 FHA Loan Limits for Pennsylvania

There is no maximum sales price for an FHA 203b mortgage - just a maximum loan amount. Here's the FHA mortgage calculation:

Sales Price $100,000  
Less Down Payment $3,500 Sales Price X 3.5% = $3,500
Equals FHA Mortgage $96,500 this amount should not exceed the county limit

Sales price is lower than the PA county limit:

Sales Price $500,000  
Less Down Payment $17,500 Sales Price X 3.5% = $17,500
A. FHA Mortgage $482,500  
     
B. Maximum County Limit 271,050  
     
Sales Price $500,000  
Less the lower or A or B 271,050  
Down Payment $228,950

Here's another example:
Sales price is greater than the PA county limit:

Since A is greater than B, we use B for the FHA mortgage and the difference is the down payment.

2015 FHA loan limits for Pennsylvania counties

  • One Family is a single family home or condominium
  • Two Family is a single family home or condominium
  • Three Family is a single family home or condominium
  • Four Family is a single family home or condominium
  One-Family Two-Family Three-Family Four-Family Median Sale Price
Adams $271,050 $347,000 $419,425 $521,250 $164,000
Allegheny $271,050 $347,000 $419,425 $521,250 $210,000
Armstrong $271,050 $347,000 $419,425 $521,250 $210,000
Beaver $271,050 $347,000 $419,425 $521,250 $210,000
Bedford $271,050 $347,000 $419,425 $521,250 $85,000
Berks $271,050 $347,000 $419,425 $521,250 $147,000
Blair $271,050 $347,000 $419,425 $521,250 $90,000
Bradford $271,050 $347,000 $419,425 $521,250 $106,000
Bucks $379,500 $485,800 $587,250 $729,800 $328,000
Butler $271,050 $347,000 $419,425 $521,250 $210,000
Cambria $271,050 $347,000 $419,425 $521,250 $79,000
Cameron $271,050 $347,000 $419,425 $521,250 $73,000
Carbon $372,600 $477,000 $576,550 $716,550 $227,000
Centre $271,050 $347,000 $419,425 $521,250 $200,000
Chester $379,500 $485,800 $587,250 $729,800 $328,000
Clarion $271,050 $347,000 $419,425 $521,250 $60,000
Clearfield $271,050 $347,000 $419,425 $521,250 $68,000
Clinton $271,050 $347,000 $419,425 $521,250 $116,000
Columbia $271,050 $347,000 $419,425 $521,250 $150,000
Crawford $271,050 $347,000 $419,425 $521,250 $77,000
Cumberland $271,050 $347,000 $419,425 $521,250 $188,000
Dauphin $271,050 $347,000 $419,425 $521,250 $188,000
Delaware $379,500 $485,800 $587,250 $729,800 $328,000
Elk $271,050 $347,000 $419,425 $521,250 $94,000
Erie $271,050 $347,000 $419,425 $521,250 $110,000
Fayette $271,050 $347,000 $419,425 $521,250 $210,000
Forest $271,050 $347,000 $419,425 $521,250 $83,000
Franklin $271,050 $347,000 $419,425 $521,250 $150,000
Fulton $271,050 $347,000 $419,425 $521,250 $86,000
Greene $271,050 $347,000 $419,425 $521,250 $74,000
Huntingdon $271,050 $347,000 $419,425 $521,250 $76,000
Indiana $271,050 $347,000 $419,425 $521,250 $90,000
Jefferson $271,050 $347,000 $419,425 $521,250 $60,000
Juniata $271,050 $347,000 $419,425 $521,250 $100,000
Lackawanna $271,050 $347,000 $419,425 $521,250 $111,000
Lancaster $271,050 $347,000 $419,425 $521,250 $173,000
Lawrence $271,050 $347,000 $419,425 $521,250 $66,000
Lebanon $271,050 $347,000 $419,425 $521,250 $145,000
Lehigh $372,600 $477,000 $576,550 $716,550 $227,000
Luzerne $271,050 $347,000 $419,425 $521,250 $111,000
Lycoming $271,050 $347,000 $419,425 $521,250 $125,000
Mckean $271,050 $347,000 $419,425 $521,250 $45,000
Mercer $271,050 $347,000 $419,425 $521,250 $90,000
Mifflin $271,050 $347,000 $419,425 $521,250 $50,000
Monroe $271,050 $347,000 $419,425 $521,250 $129,000
Montgomery $379,500 $485,800 $587,250 $729,800 $328,000
Montour $271,050 $347,000 $419,425 $521,250 $150,000
Northampton $372,600 $477,000 $576,550 $716,550 $227,000
Northumberland $271,050 $347,000 $419,425 $521,250 $60,000
Perry $271,050 $347,000 $419,425 $521,250 $188,000
Philadelphia $379,500 $485,800 $587,250 $729,800 $328,000
Pike $625,500 $800,775.00 $967,950 $1,202,925.00 $834,000
Potter $271,050 $347,000 $419,425 $521,250 $67,000
Schuylkill $271,050 $347,000.00 $419,425 $521,250.00 $60,000
Snyder $271,050 $347,000 $419,425 $521,250 $135,000
Somerset $271,050 $347,000 $419,425 $521,250 $81,000
Sullivan $271,050 $347,000.00 $419,425 $521,250.00 $138,000
Susquehanna $271,050 $347,000.00 $419,425 $521,250.00 $105,000
Tioga $271,050 $347,000 $419,425 $521,250 $87,000
Union $271,050 $347,000 $419,425 $521,250 $158,000
Venango $271,050 $347,000 $419,425 $521,250 $58,000
Warren $271,050 $347,000 $419,425 $521,250 $89,000
Washington $271,050 $347,000 $419,425 $521,250 $210,000
Wayne $271,050 $347,000 $419,425 $521,250 $125,000
Westmoreland $271,050 $347,000 $419,425 $521,250 $210,000
Wyoming $271,050 $347,000 $419,425 $521,250 $111,000
York $271,050 $347,000 $419,425 $521,250 $150,000







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