FHA Loan Limits Pennsylvania

FHA logoThere is no maximum sales price for an FHA 203b and 203K mortgage - just a maximum loan amount.
Here are the FHA loan limits for Pennsylvania counties and loan calculation.

FHA loan calculation

Sales Price $100,000  
Less Down Payment $3,500 Sales Price X 3.5% = $3,500
Equals FHA Mortgage $96,500 this amount should not exceed the county limit

If the sales price is lower than the PA county limit:

Sales Price $500,000  
Less Down Payment $17,500 Sales Price X 3.5% = $17,500
A. FHA Mortgage $482,500  
 
B. Maximum County Limit 331,760  
 
Sales Price $500,000  
Less the lower or A or B 331,760  
Down Payment $168,240

Here's another example:

Sales price is greater than the PA county limit:

Since A is greater than B, we use B for the FHA mortgage and the difference is the down payment.

2021 FHA loan limits for Pennsylvania counties

  • One Family is a single-family home or condominium
  • Two Family is a single-family home or condominium
  • Three Family is a single-family home or condominium
  • Four Family is a single-family home or condominium
County Name One-Family Two-Family Three FamilyFour Family
ADAMS 356,362456,275551,500685,400
ALLEGHENY 356,362456,275551,500685,400
ARMSTRONG 356,362456,275551,500685,400
BEAVER 356,362456,275551,500685,400
BEDFORD 356,362456,275551,500685,400
BERKS 356,362456,275551,500685,400
BLAIR 356,362456,275551,500685,400
BRADFORD 356,362456,275551,500685,400
BUCKS 431,250552,050667,350829,350
BUTLER 356,362456,275551,500685,400
CAMBRIA 356,362456,275551,500685,400
CAMERON 356,362456,275551,500685,400
CARBON 372,600477,000576,550716,550
CENTRE 356,362456,275551,500685,400
CHESTER 431,250552,050667,350829,350
CLARION 356,362456,275551,500685,400
CLEARFIELD 356,362456,275551,500685,400
CLINTON 356,362456,275551,500685,400
COLUMBIA 356,362456,275551,500685,400
CRAWFORD 356,362456,275551,500685,400
CUMBERLAND 356,362456,275551,500685,400
DAUPHIN 356,362456,275551,500685,400
DELAWARE 431,250552,050667,350829,350
ELK 356,362456,275551,500685,400
ERIE 356,362456,275551,500685,400
FAYETTE 356,362456,275551,500685,400
FOREST 356,362456,275551,500685,400
FRANKLIN 356,362456,275551,500685,400
FULTON 356,362456,275551,500685,400
GREENE 356,362456,275551,500685,400
HUNTINGDON 356,362456,275551,500685,400
INDIANA 356,362456,275551,500685,400
JEFFERSON 356,362456,275551,500685,400
JUNIATA 356,362456,275551,500685,400
LACKAWANNA 356,362456,275551,500685,400
LANCASTER 356,362456,275551,500685,400
LAWRENCE 356,362456,275551,500685,400
LEBANON 356,362456,275551,500685,400
LEHIGH 372,600477,000576,550716,550
LUZERNE 356,362456,275551,500685,400
LYCOMING 356,362456,275551,500685,400
MCKEAN 356,362456,275551,500685,400
MERCER 356,362456,275551,500685,400
MIFFLIN 356,362456,275551,500685,400
MONROE 356,362456,275551,500685,400
MONTGOMERY 431,250552,050667,350829,350
MONTOUR 356,362456,275551,500685,400
NORTHAMPTON 372,600477,000576,550716,550
NORTHUMBERLAND 356,362456,275551,500685,400
PERRY 356,362456,275551,500685,400
PHILADELPHIA 431,250552,050667,350829,350
PIKE 822,3751,053,0001,272,7501,581,750
POTTER 356,362456,275551,500685,400
SCHUYLKILL 356,362456,275551,500685,400
SNYDER 356,362456,275551,500685,400
SOMERSET 356,362456,275551,500685,400
SULLIVAN 356,362456,275551,500685,400
SUSQUEHANNA 356,362456,275551,500685,400
TIOGA 356,362456,275551,500685,400
UNION 356,362456,275551,500685,400
VENANGO 356,362456,275551,500685,400
WARREN 356,362456,275551,500685,400
WASHINGTON 356,362456,275551,500685,400
WAYNE 356,362456,275551,500685,400
WESTMORELAND 356,362456,275551,500685,400
WYOMING 356,362456,275551,500685,400
YORK 356,362456,275551,500685,400

Special financing for FHA home-loans

Did you know that the Pennsylvania Housing Finance Agency offers below market interest-rates for Pennsylvania home-buyers and access to a down payment/closing-cost assistance loan? And you don't have to be a First Time Home Buyer! Read more about the Keystone Government Loan Program