What is the Pennsylvania median income by county for 2022?

Income tax graphic Each spring, HUD establishes the new income limits (May or June typically). The following chart is based on the 2021 PA county data.

Many Pennsylvania banks provide "special financing" to first-time home purchasers whose family income is at or below the county median income level.

The reason is because of the Community Reinvestment Act (CRA). The CRA mortgage programs are targeted to low to moderate income borrowers/households. Each bank's program is different and it might be worth a little time to see if you can arrange special financing for your home if your income falls below the income limits below.

Some banks may provide a reduced down payment, a lower loan rate, cheaper closing fees, or even grant money. Understand that household income refers to the income of ALL members of the family who will live in the property after closing, not simply the names on the mortgage. So, if your children earn money, it counts as "home income." If Grandma will live with you and gets social security, a pension, or other benefits, that is part of it as well.

Many banks will also allow homebuyers to participate in CRA mortgages if they buy a house in a low to moderate-income neighborhood.

County Name	Median Area Income	1 person	2 person	3 person	4 person	5 person	6 person	7 person
Adams County	80,500	45,650	52,200	58,700	65,200	70,450	75,650	80,850
Allegheny County	84,800	47,500	54,300	61,100	67,850	73,300	78,750	84,150
Armstrong County	70,100	38,150	43,600	49,050	54,450	58,850	63,200	67,550
Beaver County	84,800	47,500	54,300	61,100	67,850	73,300	78,750	84,150
Bedford County	62,300	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Berks County	82,200	46,050	52,600	59,200	65,750	71,050	76,300	81,550
Blair County	70,100	38,150	43,600	49,050	54,450	58,850	63,200	67,550
Bradford County	67,000	37,550	42,900	48,250	53,600	57,900	62,200	66,500
Bucks County	94,500	52,950	60,500	68,050	75,600	81,650	87,700	93,750
Butler County	84,800	47,500	54,300	61,100	67,850	73,300	78,750	84,150
Cambria County	65,500	36,700	41,950	47,200	52,400	56,600	60,800	65,000
Cameron County	58,500	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Carbon County	81,900	45,850	52,400	58,950	65,500	70,750	76,000	81,250
Centre County	87,900	49,250	56,250	63,300	70,300	75,950	81,550	87,200
Chester County	94,500	52,950	60,500	68,050	75,600	81,650	87,700	93,750
Clarion County	61,700	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Clearfield County	60,600	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Clinton County	64,500	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Columbia County	75,600	38,650	44,200	49,700	55,200	59,650	64,050	68,450
Crawford County	66,000	37,000	42,250	47,550	52,800	57,050	61,250	65,500
Cumberland County	84,900	47,550	54,350	61,150	67,900	73,350	78,800	84,200
Dauphin County	84,900	47,550	54,350	61,150	67,900	73,350	78,800	84,200
Delaware County	94,500	52,950	60,500	68,050	75,600	81,650	87,700	93,750
Elk County	69,800	39,100	44,700	50,300	55,850	60,350	64,800	69,300
Erie County	65,000	38,100	43,550	49,000	54,400	58,800	63,150	67,500
Fayette County	84,800	47,500	54,300	61,100	67,850	73,300	78,750	84,150
Forest County	47,000	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Franklin County	73,200	41,700	47,650	53,600	59,550	64,350	69,100	73,850
Fulton County	64,600	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Greene County	70,300	39,350	44,950	50,550	56,150	60,650	65,150	69,650
Huntingdon County	62,000	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Indiana County	65,700	36,800	42,050	47,300	52,550	56,800	61,000	65,200
Jefferson County	61,600	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Juniata County	68,200	38,200	43,650	49,100	54,550	58,950	63,300	67,650
Lackawanna County	70,600	39,550	45,200	50,850	56,500	61,050	65,550	70,100
Lancaster County	83,000	46,500	53,150	59,800	66,400	71,750	77,050	82,350
Lawrence County	62,400	36,900	42,150	47,400	52,650	56,900	61,100	65,300
Lebanon County	76,200	42,700	48,800	54,900	60,950	65,850	70,750	75,600
Lehigh County	81,900	45,850	52,400	58,950	65,500	70,750	76,000	81,250
Luzerne County	70,600	39,550	45,200	50,850	56,500	61,050	65,550	70,100
Lycoming County	72,300	38,150	43,600	49,050	54,450	58,850	63,200	67,550
McKean County	62,000	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Mercer County	66,600	37,350	42,650	48,000	53,300	57,600	61,850	66,100
Mifflin County	57,300	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Monroe County	81,500	45,650	52,200	58,700	65,200	70,450	75,650	80,850
Montgomery County	94,500	52,950	60,500	68,050	75,600	81,650	87,700	93,750
Montour County	78,100	43,750	50,000	56,250	62,500	67,500	72,500	77,500
Northampton County	81,900	45,850	52,400	58,950	65,500	70,750	76,000	81,250
Northumberland County	65,700	36,800	42,050	47,300	52,550	56,800	61,000	65,200
Perry County	84,900	47,550	54,350	61,150	67,900	73,350	78,800	84,200
Philadelphia County	94,500	52,950	60,500	68,050	75,600	81,650	87,700	93,750
Pike County	78,700	44,200	50,500	56,800	63,100	68,150	73,200	78,250
Potter County	59,700	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Schuylkill County	68,400	38,300	43,800	49,250	54,700	59,100	63,500	67,850
Snyder County	70,300	39,350	44,950	50,550	56,150	60,650	65,150	69,650
Somerset County	63,900	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Sullivan County	64,000	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Susquehanna County	66,700	37,350	42,700	48,050	53,350	57,650	61,900	66,200
Tioga County	63,000	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Union County	73,200	41,000	46,850	52,700	58,550	63,250	67,950	72,650
Venango County	63,100	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Warren County	62,300	36,500	41,700	46,900	52,100	56,300	60,450	64,650
Washington County	84,800	47,500	54,300	61,100	67,850	73,300	78,750	84,150
Wayne County	71,500	40,050	45,800	51,500	57,200	61,800	66,400	70,950
Westmoreland County	84,800	47,500	54,300	61,100	67,850	73,300	78,750	84,150
Wyoming County	70,600	39,550	45,200	50,850	56,500	61,050	65,550	70,100
York County	81,800	45,850	52,400	58,950	65,450	70,700	75,950	81,200