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Pennsylvania Title Insurance Calculator

Pennsylvania title insurance policyThis title insurance calculator will estimate the Pennsylvania title insurance cost for purchase and refinance transactions.

Title insurance is regulated by the Pennsylvania Department of Insurance; consequently, all title insurers will charge the same title premium.

Unfortunately, the Pennsylvania Insurance Department revised the title insurance rates effective 10-01-2017. This title calculator reflects the new title rates.
Learn more about the PA title insurance. Please send me an E-mail if you see an error or want to make a comment or a purchase. Last updated 8/2020.

PURCHASE | REFINANCE |

  Pennsylvania Title Insurance & Closing Cost Calculator
 
  Selling price of property    
  Loan Amount    
  Title Insurance Premium
  Pennsylvania TRID calculator
  CFPB Owner's Title Policy Disclosure Calculation
  Basic Owner's Policy (Actual Premium)  
  Simultaneous Loan Policy (Actual Premium)
  Stand-alone Loan Policy (Actual Premium)  
  CFPB - Owner's Policy Disclosed Amount  
  Title Insurance Premium Adjustment  
  TOTAL Title Insurance Premium  
 
  Title Insurance Endorsements
 
  Closing Protection Letter  
 
  100 No Violation Of Restrictions On Construction  
  1020 Fnma Balloon  
  1600 (10-06) Assignment  
  1620 (39-06) Policy Authentication  
  300 Survey Exception  
  400 Manufactured Housing Endorsement  
  710 (6.2-06) Variable Rate Negative Amort  
  710 Variable Rate Mortgage  
  810 Condominium  
  820 Planned Unit Development  
  900 (8.1-06) Environmental Protection Lien  
  Enhanced Coverage Endorsements (6.2, 710, 810, 820, 1030)  
  TOTAL  

How much is title insurance in Pennsylvania?

Title insurance is regulated by the Pennsylvania Department of Insurance. The rates are set by the insurance department. Consequently, all title insurers offer the same title insurance premium.

Prior to 10-01-2017, the State Insurance Department allowed the title insurers to discount the title insurance rates for policies that were "re-issued" from two to ten years, however, since the title insurance rate revision, Pennsylvania did away with the policy discounts. The title premiums are either Sale or non-sale (refinance rate).

Who pays for title insurance in PA?

By custom, the buyer pays the title insurance premium in Pennsylvania. However, the seller could pay the cost as a seller paid closing cost. Read more about seller assistance

Why do I have to buy title insurance?

Title insurance protects against ownership issues by the previous owner or owners. For example, do you know if the people selling you the house are the rightful owners? What if the sellers are impersonating the lawful owners? Are the real estate taxes paid in full, or is their a deficiency? After closing, you take ownership of any liens and judgments. The title insurance policy usually includes a title search and protection if the title examiner overlooked something that could impact your ownership. Title insurance is expensive in PA, but it can be worth it if there is a problem after closing.