Westmoreland County First Time Home Buyer Programs

House with sold signI'm searching whether Westmoreland County has any First Time Home Buyer Programs. Please send me an email if you have any information on the following first-time time home-buyer programs.

In the meantime, take a look at PHFA, Pennsylvania's First Time Home Buyer program.

City of Jeannette - Down payment & closing-cost Assistance Program
The City of Jeannette offers low to moderate income home-buyers a down payment and closing-cost assistance loan. The maximum purchase price cannot exceed 95% of the maximum FHA 203(B) loan amount. The program is designed to help eligible home-buyers purchase single-family houses within the City of Jeannette.

The assistance grant may be used to pay up to 50% of closing-costs and/or required down payment. The maximum amount of the assistance may not exceed $ 3,000.00. The funds are offered through a matching payment of up to half of a buyer's down payment and closing-costs.

A second mortgage in the amount equal to the amount contributed by the city will be placed on the property. Twenty percent of the assistance loan will be forgiven each year. The lien will be forgiven after five years of continuous occupancy by the home-buyer.

The household income must be below 80% of the median income for the City of

Credit Counseling & First Time Home Buyer Classes in Westmoreland County PA