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Clinton County First Time Home Buyer Program

Nice house with sold signClinton County provides closing cost assistance up to $2,500 to eligible home buyers who are purchasing their first home in Clinton county. The assistance grant is a 0% deferred loan. A lien will be placed against the property which will be repaid when the home is either vacated or sold. There is no annual forgiveness.

The home buyer must occupy the property as their principal residence and the home must be located within Clinton County. Seasonal homes are ineligible.

The home must be a single family residence and must meet the County's municipal zoning ordinance.

A first time home buyer is defined as a household who not owned a home during the past three years.

Prospective home buyers are required to meet the household income (all occupants over 18 years) limits for Clinton County.

Maximum sales price

The maximum sales price for the program is $132,000

Home buyer education

No home buyer classes are required

Asset limitation

Clinton County does not limit available cash reserves.

Required documents

Applicants are required to provide 3 three most recent paystubs and last year's income tax return.

Lenders may not use the assistance loan in the qualifying process.

Applicants must be approved by a bank or mortgage lender for a first mortgage.

Pennsylvania Housing Finance Agency (PHFA)

If you do not meet the requirements for the Clinton County closing cost assistance loan, a good alternative is the State of Pennsylvania (PHFA) home loan programs for first time home buyers and non-first time home buyers, including down payment and/or closing cost assistance up to $6,000. Read more
Last updated 1/2020

Credit Counseling & First Time Home Buyer Classes in Clinton County PA