Clinton County: First Time Home Buyer Program

Clinton County offers closing-cost assistance of up to $2,500 to qualified home purchasers buying their first property in the county.

The assistance grant is a zero-percentage-point deferred loan. A lien will be put on the property, which will be repaid when the house is abandoned or sold.
There is no annual forgiveness.

The property must be occupied as the buyer's primary residence, and it must be situated in Clinton County. Seasonal residences are ineligible.

The house must be a single-family dwelling that complies with the County's municipal zoning law.

A first-time home buyer is a household that has not owned a home in the previous three years.

Prospective home purchasers must satisfy the Clinton County family income restrictions (all inhabitants over the age of 18).

Maximum sales price

The maximum sales price for the program is $132,000

Home-buyer education

No home-buyer classes are required

Asset limitation

Clinton County does not limit available cash reserves.

Required documents

Applicants are required to provide 3 three most recent pay stubs and last year's income tax return.

Lenders may not use the assistance loan in the qualifying process.

Applicants must be approved by a bank or mortgage lender for a first mortgage.

Credit counseling & First Time Home Buyer Classes in Clinton County PA


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