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First Time Home Buyer in Philadelphia

Emoticon with help wanted signDid you know that the Division of Housing and Community Development (DHCD) provides up to $500 per household to help first-time Philadelphia home buyers pay for closing costs (the grant cannot be used toward a down payment or other home-buying costs.)?

Property type

The home must be a single-family home or duplex located in Philadelphia.


Applicants must meet the income limits and must be first time home buyers.

Home buyer education

All applicants are required to complete a homeownership counseling through an DHCD-funded housing counseling agency before signing an Agreement of Sale.

Pennsylvania Housing Finance Agency (PHFA)

The State of Pennsylvania (PHFA) offers home loan funding for first time home buyers and non-first time home buyers, including down payment and/or closing cost assistance up to $6,000. The PHFA programs can be used with the Philadelphia County assistance program. Read more
Last updated 1/2020

Credit Counseling & First Time Home Buyer Classes in Philadelphia County PA