Pennsylvania Home Buyer

Home buying calculators

Mortgage closing costs calculator for PA

The Closing Cost Calculator (also known as a good faith estimate or buyer's cost sheet) was developed to estimate your down payment, closing costs for an FHA, VA (veteran mortgage) USDA, and a conventional loan (i.e. Fannie Mae & Freddie Mac). This calculator will also estimate the seller assist (if applicable), Pennsylvania title insurance, and deed transfer tax.
Proceed to the Closing cost calculator

What percentage of your salary should go to a mortgage?

Mortgage companies determine the maximum mortgage payment for FHA, VA, USDA and conventional loans with a debt to income calculation. The "ratio calculator" will estimate the "ideal loan payment" based on your monthly income and monthly bills. Proceed to the Debt to income calculator

Pennsylvania Title Rate Insurance Calculator

The PA title insurance calculator will estimate the basic and enhanced title rate for a purchase or refinance mortgage (reissue rate). Easily estimate the owner's and loan policy, new construction, and PHFA premium.
Proceed to the PA title insurance calculator

USDA Home Loan Calculator

Use the USDA loan calculator to estimate the mortgage loan amount.
Proceed to the USDA loan calculator

VA Home Loan Calculator

The VA loan calculator will estimate the maximum VA mortgage loan in Pennsylvania, including VA jumbo loans. The VA calculator will also accurately estimate the VA mortgage for US counties who do not exceed the typical lending limits with the Veteran's Administration. Proceed to the VA loan calculator

Mortgage payment comparison calculator

Calculate the loan payment for the traditional principal and interest loan, biweekly, and interest only mortgage for 5, 10, 15, 20, 25, 30, 35 and 40 year terms. This calculator will also compare mortgage payments. Compare interest rates and terms. Ideal for estimating the first and second mortgage payments.
Proceed to the Payment calculator

Mortgage loan affordability calculator

Neat little calculator to estimate the loan to value and debt to income. Proceed to the Affordability calculator

FHA Loan Limit Calculator

Did you know that there are "maximum" FHA loan amounts in Pennsylvania? It's true, and the FHA mortgage limits will vary between PA counties. Use this calculator to see the maximum FHA mortgage limit for your zip code. Proceed to the FHA limit look up calculator

FHA Streamline Net Tangible Benefit Calculator

Effective April 18, 2011, the Federal Housing Administration (FHA), revised the underwriting requirements (rules) for the FHA streamline loan program. The most notable change is the "net tangible benefit". This calculator will estimate whether the new FHA loan will meet the "net tangible benefit" for the streamline refinance.
Proceed to FHA net tangible calculator

Amortization calculators with extra payments

On this page, amortization calculators, you can estimate your loan payoff, how much extra you need to pay each month to payoff your mortgage loan early. Proceed to the Amortization calculators

Year To Date Income Calculator

Easy to use salary calculator to estimate the year to date income from hourly, salary, bi-weekly and yearly earnings. Proceed to the Year to date calculator

How much does it cost to buy a house in Pennsylvania?

Use the PA mortgage calculator to estimate the down payment, closing costs and monthly payment for FHA, VA, USDA & conventional loans.Closing cost calculator