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Closing cost calculator

VA down payment calculator for PA

Animated US flagThis VA loan calculator will estimate the maximum VA mortgage loan for the Pennsylvania veterans. Also included is the monthly mortgage payment with the real estate taxes and homeowner's insurance. Please send me an E-mail if you see an error or want to make a comment. Last updated 8/2020.

  VA Entitlement Worksheet
  Sales Price (or Appraisal whichever is less)  
  Down Payment  
  VA Eligibility  
  Funding Fee    
  Used entitlement (not restored, if applicable)  
  Interest Rate  
  Monthly Payment  
  Principal & Interest  
  Annual Real Estate Taxes /12 =  
  Annual Homeowners Insurance /12 =  
  Mortgage Amount
  Base Mortgage  
  VA Funding Fee  
  Full Mortgage  
  Required Down Payment  
  Guaranty Percentage  

Blue Water Navy Vietnam Veterans Act of 2019

Good news for eligible veterans seeking a VA home loan. The VA no longer limits the maximum loan amount with full guaranty, thanks to the passage of the Blue Water Navy Vietnam Veterans Act of 2019. The new law also unified the funding fee rates for active duty, national guard and reservists. Before the enactment of the Blue Water Navy Vietnam Veterans Act, reservists paid a higher funding fee. Disabled veterans receiving a service connected benefit continue to be exempted from the funding fee. The new law also exempts purple heart recipients from paying the funding fee.

Now for the bad news. The VA funding fee percentages were increased with the passage of the Blue Water Navy Vietnam Veterans Act.