City of Williamsport First Time Home Buyer Program

Sold sign in front of a houseThe City of Williamsport provides home-buyer assistance to assist income-eligible families in becoming homeowners. Eligible homebuyers may obtain up to 20% of the purchase price as a 0% interest, deferred repayment loan.
The guidelines listed below must be followed.

The home must be located in the City of Williamsport.

  • Credit status and household income are verified and are important considerations.
  • All applicants must meet HUD income requirements.
  • The property must become the primary residence of the buyer, and remain the buyers primary residence for the loan term.
  • Standard banking and credit inquiries are done as part of the City application process.
  • The applicant must contribute at least 4% of the purchase price in to the project. City funding may not exceed 20% of the purchase price.
  • Prospective home-buyers must seek primary financing from a bank or other type of lending institution.
  • The home must pass a city occupancy inspection.
  • The home must be a single-family unit.