Scranton and Lackawanna County Home Buyer Programs

Home buyers looking at their new home, standing next to a real estate signAre you a first-time Scranton or Lackawanna County homebuyer? If so, you may qualify for one of several funding programs. These programs help qualifying purchasers with down payments and closing fees. They promote Scranton and Lackawant to County homeownership and affordable housing.

NeighborWorks NEPA Can Tell You More About Homebuyer Assist Programs

First-time homebuyers, need help? Try NeighborWorks NEPA. This group offers Lackawanna to County and Scranton homebuyer grants, loans, and other support. This page discusses NeighborWorks NEPA's homebuyer help programs, eligibility, and application procedure. These initiatives make house ownership possible.

Lackawanna County and City of Scranton Home Buyer Programs

Are you interested in utilizing homebuyer programs in Scranton and Lackawanna County? Look no further! NeighborWorks NEPA is here to help guide you through the constantly evolving housing market. They offer free homebuyer education workshops, an interactive online course, and one-on-one sessions to equip potential buyers with the knowledge needed to become a conscientious homeowner.

The Scranton and Lackawanna County Homebuyer Programs extend forgiven, deferred payment loans to eligible first time home buyers to aid with down payments and closing expenses. This type of loan aims to assist those who may not possess the necessary financial resources to purchase their own property.

For those who are unable to attend an in-person workshop, NeighborWorks NEPA provides an interactive online course in partnership with eHome America. This allows individuals to complete the workshop on their own schedule without sacrificing quality education or guidance. Additionally, personalized tips and advice on purchasing in the local market are available through no-cost one-on-one sessions.

NeighborWorks NEPA is certified by HUD as an approved housing counseling agency, a chartered member of NeighborWorks America, an endorser of the Pennsylvania Housing Finance Agency’s Comprehensive Housing Counseling Initiative, and an endorser of the National Industry Standards for Homeownership Counseling.

This uniquely qualifies them to provide assistance in taking advantage of homebuyer grants or loans in your region! Don't hesitate; reach out to NeighborWorks NEPA today to learn more about how they can help you fulfill your dream of homeownership.

The Lackawanna County Homebuyer Program

The Lackawant to County Homebuyer Program gives qualifying first-time homebuyers a forgiven, deferred payment loan for down payment and closing costs:

  • $7,500 minimum assistance awarded to approved applicants.
  • Homebuyer education required prior to applying.
  • Approval based on adjusted household income, you may qualify for deductions.
  • Funds available on a first-come, first-served basis.
  • Income guidelines are based on HUD guidance, which updates annually in June. Contact our office for the most up-to-date information.

The City of Scranton Homebuyer Program

  • $5,000 minimum assistance awarded to approved applicants
  • Homebuyer education required prior to applying
  • Approval based on adjusted household income, you may qualify for deductions
  • Funds available on a first come, first served basis.
$5,000 Minimum Assistance Awarded to Approved Applicants
Household Size: Maximum Income Limit
1 $41,550
2 $47,450
3 $53,000
4 $59,300
5 $64,050
6 $68,800
7 $73,550
8 $78,300

Final Thoughts

Owning a home is a dream that everyone should have the opportunity to achieve. With the help of NeighborWorks NEPA, qualified buyers in Scranton and Lackawanna County have access to free homebuyer education workshops, an interactive online course, and one-on-one sessions.

With their assistance, you can take advantage of grants and loans available in your region to make your dream of owning a home come true! Now is the time to act; get started with NeighborWorks NEPA today.

NeighborWorks NEPA is a certified HUD-approved housing counseling agency


Recommended Reading
Piggyback Loan Calculator 
Rapid Rescore: A Powerful Tool for Mortgage Approval 
Scranton and Lackawanna County Home Buyer Programs

If you found this information useful, please tell a friend.